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Savings & Money Markets

Variable Rate Statement Savings

  • Competitive interest
  • Monthly statement
  • $50 minimum balance ($25 for minors)
  • Only $1.50 monthly charge if balance drops below $50 ($25 for minors)

Variable Rate Passbook Savings

  • Handy Passbook
  • Competitive interest
  • $50 minimum balance ($25 for minors)
  • Only $4.50 quarterly charge if balance drops below $50 ($25 for minors)

Tiered Rate Money Market Account
(Variable Rate Account)

  • Very competitive interest
  • $2500 minimum balance
  • Only $5 monthly charge plus 20 cents per check if balance falls below $2500
  • 6 withdrawals allowed per month
  • Rates vary with balance

 


Christmas Club
(Variable Rate Account)

  • Competitive interest
  • Easy coupon books
  • No service charge
  • Christmas check in November

Certificate of Deposit

  • Competitive interest
  • $1000 minimum balance
  • Variety of maturity & interest payment choices
  • Automatically renewable

IRA

IRA Golden Passbook
(Variable Rate Account)

  • Competitive interest
  • $500 minimum balance
  • 18 month Golden Passbook
  • No service charges
  • Quarterly statement

 


 

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