Variable Rate Statement Savings

• Competitive interest
• Monthly statement
• $50 minimum balance ($25 for minors)
• Only $1.50 monthly charge if balance drops below $50 ($25 for minors)

Variable Rate Passbook Savings

• Handy Passbook
• Competitive interest
• $50 minimum balance ($25 for minors)
• Only $4.50 quarterly charge if balance drops below $50 ($25 for minors)

Tiered Rate Money Market Account
(Variable Rate Account)

• Very competitive interest
• $2500 minimum balance
• Only $5 monthly charge plus 20 cents per check if balance falls below $2500
• 6 withdrawals allowed per month
• Rates vary with balance

Christmas Club
(Variable Rate Account)

• Competitive interest
• Easy coupon books
• No service charge
• Christmas check in November

Certificate of Deposit

• Competitive interest
• $1000 minimum balance
• Variety of maturity & interest payment choices
• Automatically renewable

IRA

IRA Golden Passbook
(Variable Rate Account)

• Competitive interest
• $500 minimum balance
• 18 month Golden Passbook
• No service charges
• Quarterly statement

Credit Cards

Visa Business & Visa Business Travel Cards

Visa Platinum & Visa Classic

Travel Rewards Visa Platinum Card

College Visa Card

Young Adult Visa Card